Businesses that utilize accounts receivable financing as a primary means of raising capital find that, aside from being simple, accounts receivable financing has a number of benefits over other methods of financing.

The most common means of raising cash involve either selling assets, selling part of the business or taking out a loan. While each method has its benefits, each also forces the small business owner to make some kind of sacrifice. Accounts receivable financing, on the other hand, allows businesses to raise funds without giving up anything more than a small percentage of their receivables.

Other accounts receivable financing benefits available include:

• Easy, fast application and funding
  
• No loss of equity or control
  
• No debt created
  
• Approval is not based on company’s credit
  
• Profitability is not required
  
• Overhead is reduced